Job Description
Join our dynamic finance team as a Senior Credit Analyst in Lexington, KY! We're seeking a detail-oriented professional to evaluate creditworthiness, assess financial risks, and support lending decisions for our diverse portfolio. You'll collaborate with cross-functional teams to ensure compliance with regulatory standards while driving growth through strategic credit analysis. Enjoy competitive compensation, comprehensive benefits, and opportunities for professional development in a collaborative environment.
Responsibilities
- Analyze financial statements, cash flow projections, and market trends to assess borrower creditworthiness
- Prepare comprehensive credit reports with detailed risk assessments and recommendations
- Monitor existing loan portfolios for compliance and early identification of potential issues
- Collaborate with relationship managers to structure credit solutions aligned with client needs
- Stay updated on industry regulations and implement best practices in credit risk management
- Present complex financial data clearly to stakeholders through concise reports and presentations
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field required
- 3+ years of credit analysis or commercial lending experience
- Strong proficiency in financial modeling software (e.g., Moody's Analytics, RiskCalc)
- Credit risk certification (CRCM, CFA) preferred
- Expertise in interpreting financial statements and ratio analysis
- Exceptional analytical skills with attention to detail
- Excellent communication abilities for client/stakeholder interactions