Job Description
Join our dynamic finance team at West Coast Financial Group as a Senior Credit Analyst in Irvine, CA. This direct hire opportunity offers competitive compensation, comprehensive benefits, and career growth in a thriving business hub. You'll evaluate creditworthiness, mitigate financial risks, and support strategic decision-making for our diverse client portfolio. Ideal candidates bring 3+ years of credit analysis experience and a passion for financial excellence.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk profiles
- Prepare detailed credit memos and risk assessments for commercial and industrial loans
- Monitor existing loan portfolios and identify early warning signs of potential defaults
- Collaborate with relationship managers to structure optimal credit solutions
- Ensure compliance with regulatory requirements and internal policies
- Develop and maintain strong relationships with banking partners and industry stakeholders
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of commercial credit analysis experience in banking or lending
- Proficiency in credit analysis software (e.g., Moody's Analytics, FICO)
- Strong knowledge of GAAP, financial statement analysis, and industry risk factors
- Exceptional analytical skills with attention to detail
- Excellent communication and presentation abilities
- Credit certification (CRCM or CCE) preferred