Job Description
Join our dynamic finance team in Charlotte's thriving financial district! First Financial Partners is seeking a detail-oriented Senior Credit Analyst to evaluate commercial loan applications and manage credit risk portfolios. This hybrid role offers competitive compensation, comprehensive benefits, and growth opportunities in one of America's fastest-growing financial hubs.
Responsibilities
- Analyze complex commercial loan applications for creditworthiness and risk assessment
- Prepare detailed credit memos and financial spreadsheets using Excel/Power BI
- Monitor existing loan portfolios and identify potential risk exposure
- Collaborate with relationship managers to structure credit solutions
- Ensure compliance with federal banking regulations (FDIC, OCC guidelines)
- Present credit recommendations to senior credit committee
Qualifications
- Bachelor's degree in Finance, Accounting, or Business Administration
- 3+ years of commercial credit analysis experience
- Advanced proficiency in financial modeling and Excel
- Strong knowledge of cash flow analysis and ratio interpretation
- Series 63/66 or equivalent securities license preferred
- Credit Risk Management Certification (CRM) a plus
- Exceptional attention to detail and analytical reasoning