Job Description
Join our dynamic finance team as a Senior Credit Analyst at Bluegrass Financial Partners. We're seeking a detail-oriented professional to evaluate creditworthiness and mitigate financial risks for our diverse portfolio of corporate clients. This pivotal role combines analytical rigor with strategic decision-making in Lexington's thriving business environment. Enjoy competitive compensation, comprehensive benefits, and opportunities for professional growth in a supportive culture.
Responsibilities
- Analyze financial statements and credit applications to assess borrower risk profiles
- Prepare detailed credit memos and risk assessments for loan committees
- Monitor portfolio performance and identify early warning signs of financial distress
- Collaborate with relationship managers to structure optimal credit solutions
- Stay current on industry regulations and economic trends affecting credit markets
- Maintain accurate documentation in compliance with internal policies and regulatory standards
Qualifications
- Bachelor's degree in Finance, Accounting, or related field (MBA preferred)
- 5+ years of commercial credit analysis experience in banking or financial services
- Proficiency in financial modeling software (e.g., Moody's Analytics, Bloomberg)
- Strong knowledge of GAAP and credit risk assessment methodologies
- Excellent analytical skills with attention to detail and accuracy
- Ability to communicate complex financial concepts clearly to stakeholders
- Professional certification (CRCM, CMB) highly desirable