Job Description
Join our dynamic finance team as a Senior Credit Analyst in sunny St. Petersburg, FL! We're seeking a detail-oriented professional to evaluate creditworthiness, mitigate financial risks, and drive informed lending decisions. Enjoy competitive compensation, modern workspace, and career growth opportunities in Florida's vibrant financial hub. Apply today to become part of our award-winning institution!
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk profiles
- Prepare comprehensive credit recommendations with clear risk mitigation strategies
- Monitor existing loan portfolios and identify early warning signals of potential defaults
- Collaborate with commercial lending teams to structure optimal credit solutions
- Ensure compliance with federal banking regulations and internal credit policies
- Develop and maintain strong relationships with banking partners and industry stakeholders
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of commercial credit analysis experience in banking/lending
- Strong proficiency in financial modeling software (e.g., Moody's Analytics, RiskCalc)
- Deep understanding of GAAP, GAAS, and regulatory compliance (FDIC, OCC)
- Exceptional analytical skills with attention to detail and accuracy
- Valid Florida NMLS license (or ability to obtain within 90 days)
- Proven track record of managing complex credit portfolios