Job Description
Join Austin's premier financial services firm as a Senior Credit Analyst and drive critical lending decisions for high-growth businesses. We're seeking a detail-oriented professional to evaluate creditworthiness, manage risk portfolios, and collaborate with cross-functional teams. Enjoy a competitive salary, comprehensive benefits package, and opportunities for career advancement in our dynamic downtown office.
Responsibilities
- Analyze financial statements, cash flows, and market trends to assess borrower risk profiles
- Prepare detailed credit memos and risk assessments for loan committees
- Monitor existing loan portfolios and identify early warning indicators
- Collaborate with relationship managers to structure optimal credit solutions
- Ensure compliance with regulatory requirements and internal policies
- Present complex financial analyses to senior stakeholders
Qualifications
- Bachelor's degree in Finance, Accounting, or Business (MBA preferred)
- 5+ years of commercial credit analysis experience
- Proficiency in credit risk modeling and financial statement analysis
- Credit certification (CRCM, CCE, or similar) highly desirable
- Advanced Excel skills and experience with credit software (e.g., Moody's Analytics)
- Strong analytical mindset with attention to detail
- Excellent communication and presentation skills