Job Description
Join our dynamic finance team at Capital Financial Partners as a Senior Credit Analyst. We're seeking a detail-oriented professional to evaluate creditworthiness and manage risk portfolios for diverse clients. This role offers direct hire opportunity with competitive compensation and growth potential in San Antonio's thriving financial sector.
Responsibilities
- Analyze financial statements, cash flows, and industry trends to assess credit risk
- Prepare comprehensive credit reports and recommend lending decisions
- Monitor existing portfolios and identify early warning signs of potential defaults
- Collaborate with relationship managers to structure optimal financing solutions
- Ensure compliance with federal regulations and internal credit policies
- Present findings to credit committees with clear risk-reward analysis
Qualifications
- Bachelor's degree in Finance, Accounting, or Business Administration
- 3+ years of commercial credit analysis experience
- Proficiency in credit software (e.g., Moody's Analytics, CreditRiskMonitor)
- Strong understanding of GAAP and financial statement analysis
- Exceptional attention to detail and quantitative reasoning skills
- Excellent written and verbal communication abilities