Job Description
Join our dynamic finance team at Financial Solutions Inc. as a Senior Credit Analyst in the heart of San Francisco. We offer competitive compensation with weekly pay, comprehensive benefits, and a collaborative work environment. You'll play a pivotal role in evaluating creditworthiness, mitigating financial risks, and supporting strategic business decisions. Our commitment to professional growth includes ongoing training and mentorship from industry experts.
Located in the vibrant Financial District, our modern office features flexible workspaces and a culture that values innovation and work-life balance. Enjoy easy access to public transit, premium dining, and iconic San Francisco landmarks.
Responsibilities
- Analyze financial statements, cash flows, and market trends to assess borrower creditworthiness
- Prepare detailed credit reports and risk assessments for commercial loan applications
- Monitor existing portfolios and identify early warning signs of potential defaults
- Collaborate with sales teams to structure credit solutions aligned with client needs
- Ensure compliance with federal regulations and internal credit policies
- Present credit recommendations to senior management and credit committees
- Develop and maintain strong relationships with banking partners and credit agencies
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 5+ years of experience in commercial credit analysis or underwriting
- Advanced proficiency in Excel, financial modeling, and data analysis tools
- Strong understanding of GAAP, GAAS, and credit risk frameworks
- Credit certification (CRCM, CCE, or equivalent) preferred
- Exceptional analytical skills with attention to detail
- Excellent written and verbal communication abilities
- Experience with loan origination systems (e.g., Ellie Mae, Black Knight)