Job Description
Join Detroit Financial Solutions as a Remote-Friendly Senior Credit Analyst and shape the future of lending decisions! We're seeking a detail-oriented finance professional to evaluate creditworthiness, mitigate risks, and drive our portfolio growth. Enjoy hybrid work with 2 office days/month in our downtown Detroit headquarters, competitive compensation, comprehensive benefits, and career advancement opportunities in Michigan's vibrant financial sector.
Responsibilities
- Analyze financial statements, cash flows, and industry trends to assess borrower creditworthiness
- Prepare detailed credit memos and risk evaluations for commercial loan applications
- Monitor existing portfolios for early risk detection and recommend corrective actions
- Collaborate with relationship managers to structure optimal credit solutions
- Ensure compliance with internal policies and regulatory requirements (FDIC, OCC)
- Develop and maintain credit scoring models for automated decision support
- Present complex financial analyses to credit committees and senior leadership
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field (MBA preferred)
- 5+ years of commercial credit analysis experience in banking or financial services
- Expert proficiency in Excel (VLOOKUP, pivot tables, financial modeling)
- Strong knowledge of GAAP, credit risk frameworks, and lending regulations
- Certification (CRCM, CFA, or equivalent) highly valued
- Exceptional analytical skills with attention to detail and accuracy
- Proven ability to communicate complex financial concepts to non-technical stakeholders