Job Description
Join Oakland Financial Partners as a Senior Credit Analyst and become a cornerstone of our dynamic finance team! We're seeking a detail-oriented professional to evaluate credit risk, manage portfolios, and drive data-driven lending decisions. With a competitive salary, comprehensive benefits, and a $15,000 sign-on bonus for qualified candidates, this is your opportunity to advance your career in one of California's most vibrant financial hubs.
Responsibilities
- Analyze financial statements and creditworthiness of commercial and individual clients
- Prepare detailed credit reports and risk assessments for loan approval committees
- Monitor existing portfolios for compliance and early risk detection
- Collaborate with loan officers to structure optimal credit solutions
- Stay current on industry regulations and economic trends impacting lending
- Present findings to senior leadership with clear, actionable recommendations
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of commercial credit analysis experience
- Expertise in financial statement analysis and ratio interpretation
- Proficiency with credit scoring models and risk assessment tools
- Strong Excel modeling skills and data visualization capabilities
- Excellent written/verbal communication with stakeholder management experience
- Credit certification (CRCM, CMBL) preferred