Job Description
Join our dynamic finance team in Irvine, CA as a Senior Credit Analyst where you'll play a pivotal role in assessing credit risks and driving financial decision-making. We offer a collaborative environment with competitive benefits, professional development opportunities, and a commitment to work-life balance. Be part of an industry leader that values innovation and excellence.
Responsibilities
- Analyze financial statements and credit data to evaluate borrower risk profiles
- Prepare comprehensive credit reports and recommendations for loan committees
- Monitor existing loan portfolios and identify potential risks
- Collaborate with sales teams to structure optimal financing solutions
- Ensure compliance with regulatory requirements and internal policies
- Develop and maintain strong relationships with banking partners
- Lead cross-functional projects to enhance credit processes
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 5+ years of commercial credit analysis experience
- Strong proficiency in financial modeling and risk assessment tools
- Credit certification (CRCM, CCE, or equivalent) preferred
- Expertise in analyzing complex financial statements and industry trends
- Exceptional analytical and problem-solving skills
- Advanced proficiency in Excel and credit software
- Excellent communication and presentation abilities