Job Description
Join our dynamic finance team at Pacific Financial Partners as a Senior Credit Analyst in Irvine, CA. We're seeking a detail-oriented professional to evaluate creditworthiness, mitigate financial risks, and support strategic lending decisions. Enjoy competitive compensation, comprehensive benefits, and career growth in a collaborative environment.
Responsibilities
- Analyze financial statements and credit applications to assess borrower risk profiles
- Prepare detailed credit memos and risk assessment reports for executive review
- Monitor existing portfolios for compliance and identify early warning signs
- Collaborate with commercial lending teams to structure optimal financing solutions
- Stay updated on industry regulations and market trends affecting credit policies
- Present findings to credit committees with clear, data-driven recommendations
Qualifications
- Bachelor's degree in Finance, Accounting, or related field (MBA preferred)
- 5+ years of commercial credit analysis experience
- Expertise in financial statement analysis and ratio interpretation
- Strong proficiency with credit software (e.g., Moody's Analytics, CreditEdge)
- Proven ability to manage complex credit portfolios under $50M
- Credit certification (CRCM or CCE) highly desirable
- Exceptional analytical skills and attention to detail