Job Description
Join our dynamic finance team as a Senior Credit Analyst and drive impactful lending decisions in a remote-friendly environment. Located in Chula Vista, CA, Pacific Financial Partners offers competitive compensation and flexible work arrangements for top-tier professionals. You'll evaluate creditworthiness, mitigate financial risks, and support our mission to fuel local business growth while enjoying California's coastal lifestyle.
Our ideal candidate thrives in autonomous settings, possesses deep financial acumen, and values collaborative problem-solving. With 100% remote options available, this role combines professional growth with work-life balance. Apply today to shape the future of commercial lending in Southern California.
Responsibilities
- Analyze complex financial statements, cash flows, and credit risks for commercial loan applications
- Prepare comprehensive credit memos with detailed risk assessments and recommendations
- Monitor existing loan portfolios for compliance and early risk identification
- Collaborate with loan officers to structure competitive financing solutions
- Stay current on industry regulations and economic trends affecting credit decisions
- Lead cross-functional projects to enhance credit analysis processes
- Maintain accurate documentation in compliance with regulatory standards
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 5+ years of commercial credit analysis experience
- Expertise in financial modeling and risk assessment methodologies
- Proficiency in Excel, Bloomberg Terminal, and credit analysis software
- Strong analytical skills with attention to detail and accuracy
- Excellent written and verbal communication abilities
- Credit certification (CRCM, CMB) preferred
- Proven ability to work independently in remote settings