Job Description
Join our award-winning finance team at Desert Financial Solutions as a Senior Credit Analyst in sunny Tucson! We're seeking a detail-oriented professional to drive our credit risk assessment strategy while enjoying Arizona's vibrant lifestyle. This hybrid role offers competitive compensation, comprehensive benefits, and clear growth paths within our expanding regional banking network.
As a key member of our Commercial Lending division, you'll evaluate complex credit applications, maintain portfolio health metrics, and collaborate with cross-functional teams to support sustainable lending practices. Our Tucson headquarters features modern workspaces, wellness programs, and a commitment to work-life balance.
Responsibilities
- Analyze commercial credit applications using financial modeling and risk assessment frameworks
- Prepare detailed credit reports and recommendations for senior leadership
- Monitor existing loan portfolios for early risk identification and mitigation
- Develop and maintain strong relationships with banking partners and clients
- Ensure compliance with federal banking regulations (Regulation O, BSA/AML)
- Contribute to process improvements in credit underwriting workflows
- Mentor junior analysts on credit analysis best practices
Qualifications
- Bachelor's degree in Finance, Accounting, or Business Administration
- 5+ years of commercial credit analysis experience
- Advanced proficiency in Excel financial modeling and data analysis tools
- Strong knowledge of credit risk metrics and underwriting standards
- Experience with commercial lending software (e.g., Moody's Analytics, RiskSpan)
- Credit Risk Management Professional (CRMP) or equivalent certification preferred
- Excellent communication and presentation skills for stakeholder reporting
- Ability to manage competing priorities in a fast-paced environment