Job Description
Immediate Hire Opportunity! Join Baltimore Financial Partners as a Senior Credit Analyst and become a cornerstone of our dynamic finance team. We're seeking a detail-oriented professional to evaluate creditworthiness, mitigate financial risks, and drive data-driven lending decisions. This is your chance to make an immediate impact in a supportive, growth-oriented environment with competitive compensation and comprehensive benefits.
Responsibilities
- Conduct in-depth financial statement analysis and risk assessments for commercial loan applicants
- Prepare comprehensive credit reports with actionable recommendations for senior leadership
- Monitor existing loan portfolios and identify early warning signals for potential defaults
- Collaborate with loan officers to structure optimal financing solutions
- Ensure strict adherence to regulatory compliance and internal credit policies
- Develop and refine credit scoring models using advanced analytical tools
Qualifications
- Bachelor's degree in Finance, Accounting, or Economics (MBA preferred)
- 5+ years of commercial credit analysis experience in banking/lending
- Expert proficiency in Excel financial modeling and data visualization
- Strong understanding of FICO scoring, cash flow analysis, and collateral valuation
- Proven track record in identifying credit risks and mitigating losses
- Excellent written and verbal communication skills with executive presence
- Credit Risk Management (CRM) certification or equivalent experience