Job Description
Join our award-winning financial team in Durham, NC as a Senior Credit Analyst. We're seeking a detail-oriented professional to drive our lending strategy forward. At Durham Financial Partners, you'll work with cutting-edge financial tools in a collaborative environment focused on growth and innovation. Enjoy competitive compensation, comprehensive benefits, and opportunities for career advancement. Apply today to become part of our dynamic team shaping the future of credit risk management.
Responsibilities
- Analyze financial statements and creditworthiness of commercial and individual clients
- Prepare detailed credit reports and risk assessments for loan committees
- Monitor existing portfolios and recommend risk mitigation strategies
- Collaborate with sales teams to structure optimal credit solutions
- Ensure compliance with federal and state lending regulations
- Develop predictive models for default probability and loss forecasting
- Maintain accurate documentation in loan origination systems
Qualifications
- Bachelor's degree in Finance, Accounting, or related field required
- 3+ years of commercial credit analysis experience
- Advanced proficiency in Excel and financial modeling software
- Credit certification (CRCM, CMB) strongly preferred
- Demonstrated knowledge of GAAP and lending regulations
- Exceptional analytical and problem-solving abilities
- Strong written and verbal communication skills
- Experience with commercial loan underwriting systems