Job Description
Join our dynamic finance team at Apex Financial Partners as a Senior Credit Analyst in Los Angeles. This role offers the opportunity to evaluate creditworthiness, mitigate financial risks, and drive strategic lending decisions. We're seeking a detail-oriented professional passionate about financial analysis to support our growing portfolio of commercial clients. Enjoy competitive compensation, comprehensive benefits, and career growth in a collaborative environment.
Responsibilities
- Analyze financial statements, cash flows, and credit metrics to assess borrower risk profiles
- Prepare detailed credit memos and risk assessments for commercial loan applications
- Monitor existing loan portfolios and identify early warning signs of potential defaults
- Collaborate with relationship managers to structure optimal credit solutions
- Ensure compliance with regulatory requirements and internal credit policies
- Develop financial models and forecasting tools for underwriting decisions
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of commercial credit analysis experience in banking or finance
- Advanced proficiency in Excel, financial modeling, and data visualization tools
- Strong understanding of credit risk assessment methodologies
- Excellent analytical skills with attention to detail
- Effective communication and stakeholder management abilities
- Professional certification (CFA, FRM, or CRCM) preferred