Job Description
Join our dynamic finance team in Baton Rouge as a Senior Credit Analyst. We're seeking a detail-oriented professional to evaluate creditworthiness, mitigate financial risks, and support strategic lending decisions. This direct hire opportunity offers career growth in a collaborative environment with competitive benefits.
Responsibilities
- Analyze financial statements, credit reports, and market data to assess borrower risk profiles
- Prepare comprehensive credit memos with clear recommendations for loan approvals/modifications
- Monitor existing loan portfolios for compliance and early risk identification
- Collaborate with commercial lending teams to structure optimal financing solutions
- Stay updated on industry regulations and economic trends affecting credit decisions
- Present complex financial analyses to senior management and credit committees
Qualifications
- Bachelor's degree in Finance, Accounting, or Business (MBA/CFA preferred)
- 3+ years of commercial credit analysis experience
- Advanced proficiency in Excel and financial modeling software
- Strong understanding of GAAP and credit risk frameworks
- Exceptional analytical and problem-solving abilities
- Excellent written/verbal communication skills
- Proven track record in underwriting commercial loans