Job Description
Join our dynamic finance team as a Senior Credit Analyst in Buffalo, NY! We're seeking a detail-oriented professional to evaluate creditworthiness, manage risk portfolios, and drive financial decision-making. Enjoy competitive compensation, comprehensive benefits, and opportunities for career growth in Western New York's thriving financial sector.
Responsibilities
- Analyze financial statements and credit data to assess borrower risk profiles
- Prepare detailed credit reports and risk assessments for commercial loan portfolios
- Collaborate with lending teams to structure optimal financing solutions
- Monitor existing accounts for compliance with loan covenants
- Stay current on industry regulations and economic trends affecting credit risk
- Present findings to credit committees and senior management
Qualifications
- Bachelor's degree in Finance, Accounting, or Business Administration required
- 3+ years of commercial credit analysis experience
- Advanced proficiency in Excel and financial modeling software
- Strong understanding of cash flow analysis and ratio interpretation
- Credit certification (CRCM/CCE) preferred
- Exceptional analytical and communication skills