Job Description
Join Houston Financial Partners as a Senior Credit Analyst and drive impactful financial decision-making in the heart of Texas' energy capital. We're seeking a detail-oriented professional to evaluate creditworthiness, mitigate risks, and support our growing portfolio of commercial clients. Enjoy competitive compensation, comprehensive benefits, and opportunities for professional growth in a collaborative, forward-thinking environment.
Responsibilities
- Analyze financial statements, cash flows, and industry trends to assess borrower creditworthiness
- Prepare detailed credit reports and risk assessments for loan committees
- Monitor existing loan portfolios and identify early warning signals
- Collaborate with relationship managers to structure complex credit facilities
- Ensure compliance with regulatory requirements and internal policies
- Present findings to senior leadership with clear data-driven recommendations
- Maintain accurate documentation in loan origination systems
Qualifications
- Bachelor's degree in Finance, Accounting, or Business (MBA/CFA preferred)
- 5+ years of commercial credit analysis experience
- Expertise in financial statement analysis and ratio interpretation
- Proficiency in credit underwriting software (e.g., Moody's, Fiserv)
- Strong Excel modeling skills and data visualization abilities
- Knowledge of oil & gas or real estate sectors highly advantageous
- Excellent written/verbal communication and presentation skills
- Ability to manage competing deadlines in a fast-paced setting