Job Description
Join our dynamic finance team in San Antonio as a Senior Credit Analyst. You'll play a pivotal role in evaluating creditworthiness, mitigating financial risks, and supporting strategic lending decisions for our diverse portfolio. This position offers growth opportunities in a collaborative environment with industry-leading benefits.
Responsibilities
- Analyze financial statements, cash flows, and market trends to assess borrower creditworthiness
- Prepare detailed credit risk reports and recommend loan structures/conditions
- Monitor existing credit portfolios for compliance and early risk identification
- Collaborate with commercial banking teams to structure complex financing solutions
- Stay updated on regulatory changes affecting credit policies
- Maintain accurate documentation in compliance with internal controls
Qualifications
- Bachelor's degree in Finance, Accounting, or Business Administration
- 3+ years of commercial credit analysis experience
- Strong proficiency in financial modeling and Excel
- Deep understanding of cash flow analysis and credit metrics
- Excellent analytical and problem-solving skills
- Strong communication abilities for presenting complex findings
- Credit certification (e.g., CRCM) preferred