Job Description
Join our dynamic finance team as a Senior Credit Analyst in Newark, NJ! We provide all necessary equipment including high-performance laptops, Bloomberg terminals, and specialized software to ensure your success. This hybrid role offers competitive compensation, comprehensive benefits, and opportunities for professional growth in a supportive environment.
Responsibilities
- Analyze creditworthiness of corporate and commercial clients using financial statements and market trends
- Prepare detailed credit reports and risk assessments with actionable recommendations
- Monitor existing loan portfolios and identify early warning signs of potential defaults
- Collaborate with relationship managers to structure optimal credit solutions
- Ensure compliance with regulatory requirements and internal credit policies
- Present findings to credit committees and senior leadership
Qualifications
- Bachelor's degree in Finance, Accounting, or Business (MBA preferred)
- 5+ years of commercial credit analysis experience in banking or lending
- Expertise in financial statement analysis and ratio interpretation
- Proficient in credit scoring models and risk assessment methodologies
- Advanced Excel skills with VBA knowledge
- Strong written communication and presentation abilities
- Series 63/66 or SIE license required