Job Description
Join our dynamic finance team in Honolulu as a Senior Credit Analyst and become the guardian of our portfolio's financial health. We're seeking a detail-oriented professional to evaluate creditworthiness, mitigate risks, and drive informed lending decisions in Hawaii's vibrant market. Enjoy competitive compensation, comprehensive benefits, and the opportunity to shape our credit strategy while working in paradise.
Responsibilities
- Analyze financial statements, cash flows, and industry trends to assess borrower creditworthiness
- Prepare comprehensive credit reports and risk assessments for commercial and consumer loans
- Monitor portfolio performance and identify early warning signs of potential defaults
- Collaborate with relationship managers to structure optimal credit solutions
- Ensure compliance with federal regulations and internal credit policies
- Present credit recommendations to senior leadership with clear rationale
Qualifications
- Bachelor's degree in Finance, Accounting, or Business Administration
- 3+ years of credit analysis experience in banking or financial services
- Expertise in financial statement analysis and ratio interpretation
- Strong knowledge of credit risk models and underwriting standards
- Proficient with credit software (e.g., Moody's Analytics, Fiserv)
- Excellent analytical skills with attention to detail
- Valid Hawaii state residency required