Job Description
Join our dynamic finance team at Pacific Financial Partners as a Senior Credit Analyst in Irvine, CA. We're seeking a detail-oriented professional to evaluate commercial credit risks and support our growing client portfolio. This direct-hire role offers competitive compensation, comprehensive benefits, and opportunities for career advancement in a collaborative environment.
Responsibilities
- Analyze financial statements, credit reports, and market data to assess commercial loan applications
- Prepare detailed credit memos and risk assessments for senior management review
- Monitor existing loan portfolios for compliance and early risk identification
- Collaborate with relationship managers to structure credit solutions for clients
- Stay current on industry regulations and economic trends affecting credit decisions
- Maintain accurate documentation in compliance with internal policies
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 4+ years of commercial credit analysis experience
- Strong proficiency in financial modeling and credit risk assessment tools
- Expertise in analyzing complex balance sheets and cash flow projections
- Credit certification (CRCM or equivalent) preferred
- Excellent analytical skills with attention to detail
- Strong communication abilities for presenting findings to stakeholders