Job Description
Join Manhattan Financial Partners as a Senior Credit Analyst and drive strategic financial decision-making in the heart of NYC's financial district. We're seeking a meticulous professional to evaluate creditworthiness, mitigate financial risks, and support our growing portfolio of high-value clients. This direct hire role offers unparalleled career growth in a collaborative, results-driven environment.
Responsibilities
- Conduct in-depth credit analysis of corporate and commercial loan applications
- Prepare detailed credit memos and risk assessment reports
- Monitor existing portfolios for delinquency risks and recommend remediation strategies
- Collaborate with relationship managers to structure optimal credit solutions
- Stay current on regulatory changes (FIRREA, BSA, etc.) impacting credit policies
- Present complex financial findings to executive stakeholders
- Develop and maintain robust credit scoring models
- Lead cross-functional initiatives to enhance underwriting efficiency
Qualifications
- Bachelor's degree in Finance, Accounting, or Economics (MBA/CFA preferred)
- 5+ years of commercial credit analysis experience
- Expertise in financial statement analysis and cash flow modeling
- Proficiency in credit risk platforms (e.g., Moody's Analytics, FICO)
- Deep understanding of SEC filings and commercial lending regulations
- Exceptional analytical and quantitative reasoning skills
- Proven track record in risk mitigation and portfolio management
- Strong stakeholder management and presentation abilities