Job Description
Join our dynamic finance team at Financial Solutions Group as a Senior Credit Analyst in El Paso, TX. We're seeking a detail-oriented professional to evaluate creditworthiness, mitigate risks, and support our growing portfolio of commercial clients. Enjoy competitive compensation, comprehensive benefits, and opportunities for career advancement in a collaborative environment.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk profiles
- Prepare detailed credit memos and risk assessments for loan committee review
- Monitor existing loan portfolios for compliance and early warning signs of distress
- Collaborate with relationship managers to structure optimal credit solutions
- Stay updated on regulatory changes affecting credit policies
- Present complex financial data through clear, actionable reports
Qualifications
- Bachelor's degree in Finance, Accounting, or Business Administration
- 3+ years of commercial credit analysis experience
- Advanced proficiency in Excel and financial modeling software
- Strong understanding of GAAP and credit risk frameworks
- Credit certification (CRCM, CMB) preferred
- Exceptional analytical and problem-solving abilities
- Excellent written and verbal communication skills