Job Description
Join our dynamic finance team at Southwest Financial Group as a Senior Credit Analyst in Albuquerque, NM. We're seeking a detail-oriented professional to drive our lending portfolio's integrity while contributing to our community's economic growth. This hybrid role offers competitive benefits and career advancement in New Mexico's thriving financial sector.
Responsibilities
- Analyze commercial loan applications for creditworthiness and risk assessment
- Prepare comprehensive credit reports and financial statements reviews
- Monitor existing portfolio for compliance and early risk detection
- Collaborate with underwriting teams on complex credit structures
- Present findings to credit committees with actionable recommendations
- Develop risk mitigation strategies for high-exposure accounts
Qualifications
- Bachelor's degree in Finance, Accounting, or Business (MBA preferred)
- 5+ years of commercial credit analysis experience
- Strong proficiency in financial modeling software (e.g., Moody's Analytics)
- Credit Risk Management Certification (CRCM) or equivalent
- Expertise in analyzing SIC/NAICS industry risk profiles
- Advanced Excel and data visualization skills
- Ability to interpret complex financial statements and cash flows