Job Description
Join Sacramento Financial Group as a Senior Credit Analyst and drive financial excellence in California's capital. We're seeking a detail-oriented professional to evaluate creditworthiness, mitigate risks, and support strategic lending decisions. This role offers growth opportunities in a dynamic financial environment with competitive compensation and comprehensive benefits.
Responsibilities
- Analyze financial statements and credit applications to assess borrower risk
- Prepare detailed credit reports with actionable recommendations
- Monitor existing loan portfolios for compliance and performance
- Collaborate with commercial lending teams on complex transactions
- Stay updated on industry regulations and economic trends
- Present credit findings to senior management and committees
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 5+ years of credit analysis experience in commercial banking
- Advanced proficiency in Excel and financial modeling software
- Strong knowledge of GAAP and credit risk frameworks
- Excellent analytical and problem-solving abilities
- Professional certification (CFA, CRCM) preferred