Job Description
Join our dynamic finance team at First National Bank of El Paso as a Senior Credit Analyst. We're seeking a detail-oriented professional to evaluate creditworthiness, mitigate financial risks, and support strategic lending decisions. Enjoy competitive compensation, comprehensive benefits, and opportunities for career growth in one of Texas's most vibrant cities. Apply today to become part of our community-focused banking institution.
Responsibilities
- Analyze financial statements and credit data to assess borrower risk profiles
- Prepare detailed credit reports and recommendations for loan committees
- Monitor existing portfolios for compliance and early risk identification
- Collaborate with commercial lenders to structure complex financing solutions
- Stay current on regulatory requirements and industry best practices
- Present findings to senior leadership with clear risk/reward analysis
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 3+ years of commercial credit analysis experience
- Strong proficiency in financial modeling software (e.g., Moody's Analytics)
- Credit certification (CRCM or CCE) preferred
- Expertise in analyzing financial statements and cash flow projections
- Exceptional analytical and decision-making skills
- Ability to thrive in a fast-paced, regulated environment