Job Description
Join our dynamic financial team in Lubbock, TX as a Senior Credit Analyst and unlock exceptional career growth with industry-leading compensation. We're seeking a detail-oriented professional to drive credit risk assessment strategies for our expanding portfolio. Enjoy a collaborative environment where your analytical expertise directly impacts business decisions, coupled with comprehensive benefits including performance bonuses and professional development funds. This is your chance to elevate your career in one of Texas's most vibrant economic hubs.
Responsibilities
- Conduct in-depth financial statement analysis and risk evaluation for commercial clients
- Develop comprehensive credit risk assessments and recommend risk mitigation strategies
- Prepare detailed credit reports and presentations for executive review
- Monitor portfolio performance and identify emerging credit trends
- Collaborate with sales teams to structure optimal credit solutions
- Ensure compliance with regulatory requirements and internal policies
Qualifications
- Bachelor's degree in Finance, Accounting, or Business (MBA preferred)
- 5+ years of commercial credit analysis experience
- Advanced proficiency in financial modeling software (e.g., Moody's Analytics)
- Credit certification (CRCM, CCE) or equivalent expertise
- Proven ability to analyze complex financial statements and industry trends
- Exceptional communication and presentation skills
- Strong knowledge of GAAP and credit risk frameworks