Job Description
Join our dynamic finance team at Prime Financial Solutions and make an immediate impact! We're seeking a detail-oriented Senior Credit Analyst to evaluate creditworthiness and manage risk portfolios. This is your opportunity to start tomorrow in a fast-paced environment where your analytical skills drive business decisions. Enjoy competitive compensation, comprehensive benefits, and career growth opportunities in Chula Vista's thriving business district.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk
- Prepare detailed credit recommendations and risk mitigation strategies
- Manage existing loan portfolios and monitor compliance with lending policies
- Collaborate with sales teams to structure optimal credit solutions
- Document credit decisions and maintain accurate risk assessment records
- Stay updated on industry regulations and economic indicators affecting credit risk
Qualifications
- Bachelor's degree in Finance, Accounting, or related field required
- 3+ years of commercial credit analysis experience
- Strong proficiency in financial modeling software (e.g., Excel, Bloomberg)
- Expert knowledge of credit risk assessment methodologies
- FCRA/Fair Lending compliance certification preferred
- Exceptional analytical and decision-making abilities
- Excellent communication skills for stakeholder presentations