Job Description
Join our award-winning finance team in Charlotte's thriving financial district! We're seeking a detail-oriented Senior Credit Analyst to drive our risk assessment framework and support strategic lending decisions. Enjoy competitive benefits, hybrid work options, and career growth opportunities in one of America's fastest-growing financial hubs.
Responsibilities
- Analyze commercial and consumer credit applications using financial modeling tools
- Prepare comprehensive credit reports with risk mitigation recommendations
- Monitor existing loan portfolios for compliance and early warning signals
- Collaborate with relationship managers on complex credit structuring
- Stay updated on regulatory changes affecting credit policies
- Present findings to credit committees with clear data-driven insights
Qualifications
- Bachelor's degree in Finance, Accounting, or Business (MBA preferred)
- 5+ years of commercial credit analysis experience
- Expertise in financial statement analysis and cash flow modeling
- Proficiency in credit scoring systems (e.g., Moody's, FICO)
- Strong Excel and data visualization skills (Power BI/Tableau)
- Series 63/65/66 licenses (or ability to obtain)
- Experience with SBA lending programs