Job Description
Join our dynamic finance team in Stockton, CA as a Senior Credit Analyst! We're urgently seeking a detail-oriented professional to evaluate creditworthiness and manage financial risks. Enjoy competitive compensation, comprehensive benefits, and career growth in a collaborative environment. Apply today and make an immediate impact on our portfolio management strategy.
Responsibilities
- Analyze financial statements, credit reports, and market data to assess borrower risk profiles
- Prepare detailed credit recommendations for loan committee review
- Monitor existing loan portfolios and identify potential delinquency risks
- Collaborate with sales teams to structure credit solutions for commercial clients
- Ensure compliance with federal regulations and internal credit policies
- Develop risk mitigation strategies for high-exposure accounts
- Maintain accurate documentation in loan origination systems
Qualifications
- Bachelor's degree in Finance, Accounting, or Business Administration
- 3+ years of commercial credit analysis experience
- Proficiency in credit scoring models and risk assessment frameworks
- Strong Excel and financial modeling skills
- Familiarity with SBA lending programs preferred
- Credit certification (CRCM or equivalent) a plus
- Exceptional analytical and decision-making abilities