Job Description
Join Philadelphia's premier financial institution as a Senior Credit Analyst and shape the future of lending excellence. We're seeking a strategic thinker to evaluate complex credit risks, drive data-driven decisions, and collaborate with cross-functional teams to deliver exceptional financial outcomes. Enjoy competitive compensation, comprehensive benefits, and career growth in a dynamic, award-winning workplace.
Responsibilities
- Analyze financial statements, market trends, and industry risks to assess creditworthiness
- Prepare detailed credit reports with actionable recommendations for loan approvals
- Monitor existing portfolios and implement risk mitigation strategies
- Collaborate with relationship managers to structure optimal financing solutions
- Stay current on regulatory changes and compliance requirements
- Mentor junior analysts and contribute to process improvements
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 5+ years of commercial credit analysis experience
- Expertise in financial modeling (DCF, LBO, ratio analysis)
- Advanced proficiency in Excel, SQL, and credit scoring systems
- CFA or FRM designation strongly preferred
- Exceptional analytical and communication skills