Job Description
Join our elite finance team as a Senior Credit Analyst in Jacksonville, FL. This high-impact role offers competitive compensation and the opportunity to shape our credit strategy while advancing your career in a dynamic financial environment. We're seeking a detail-oriented professional to evaluate complex credit applications, mitigate financial risks, and drive portfolio performance. Enjoy comprehensive benefits, professional development opportunities, and a collaborative culture that rewards excellence.
Responsibilities
- Analyze commercial and consumer credit applications using financial modeling and risk assessment methodologies
- Prepare detailed credit reports with actionable recommendations for senior leadership
- Monitor portfolio performance and identify early warning signs of potential defaults
- Collaborate with sales teams to structure optimal credit solutions for high-value clients
- Stay current on regulatory changes (FCRA, ECOA) and implement compliance protocols
- Lead cross-departmental initiatives to enhance credit decisioning processes
Qualifications
- Bachelor's degree in Finance, Accounting, or Business Economics (MBA preferred)
- 5+ years of progressive credit analysis experience in commercial banking
- Advanced proficiency in financial modeling software (e.g., Moody's Analytics, RiskCalc)
- Credit certification (CRCM, CCE) or equivalent risk management credentials
- Proven track record in portfolio management with $50M+ exposure
- Exceptional analytical skills with attention to detail and regulatory compliance
- Strong presentation abilities for communicating complex credit decisions