Job Description
Join our dynamic finance team as a Senior Credit Analyst and drive financial decision-making excellence. This remote-friendly position offers the flexibility to work from anywhere while collaborating with top-tier professionals in Raleigh's thriving financial hub. You'll evaluate creditworthiness, mitigate risks, and support strategic lending initiatives that fuel our growth. If you're passionate about financial analysis and seek a role that values autonomy and expertise, apply today to accelerate your career.
Responsibilities
- Conduct comprehensive credit risk assessments for commercial and industrial clients
- Analyze financial statements, cash flows, and industry trends to evaluate creditworthiness
- Prepare detailed credit memos and risk mitigation strategies
- Collaborate with relationship managers to structure optimal credit solutions
- Monitor portfolio performance and identify early warning signals
- Stay current with regulatory changes and compliance requirements
- Lead cross-functional initiatives to enhance credit processes
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 5+ years of commercial credit analysis experience
- Advanced proficiency in financial modeling and Excel
- Credit certification (CRCM, CCE, or equivalent) preferred
- Strong understanding of GAAP and credit risk frameworks
- Excellent analytical and problem-solving skills
- Exceptional written and verbal communication abilities
- Proven ability to work independently in remote settings