Job Description
Join Boston's premier financial institution as a Senior Credit Analyst and unlock exceptional earning potential in one of America's most dynamic markets. We're seeking a detail-oriented finance professional to drive our credit risk strategy while enjoying competitive compensation and unparalleled growth opportunities. Our Boston office offers a collaborative environment where your expertise directly shapes high-stakes financial decisions.
As a key member of our Risk Management Division, you'll evaluate complex credit applications, conduct in-depth financial analysis, and recommend risk mitigation strategies. We provide comprehensive training, mentorship from industry veterans, and a clear path to leadership roles. Enjoy premium benefits including flexible work arrangements, wellness stipends, and 401(k) matching.
Responsibilities
- Analyze financial statements, cash flows, and industry trends to assess borrower creditworthiness
- Prepare detailed credit risk reports and recommendations for executive review
- Monitor existing loan portfolios and identify early warning signs of potential defaults
- Collaborate with commercial banking teams to structure optimal credit solutions
- Ensure compliance with federal regulations and internal risk policies
- Lead cross-functional initiatives to enhance credit modeling frameworks
- Mentor junior analysts and contribute to continuous process improvements
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field (MBA preferred)
- 5+ years of commercial credit analysis experience in banking or financial services
- Expertise in financial statement analysis and cash flow modeling
- Strong knowledge of credit risk methodologies and regulatory requirements
- Advanced proficiency in Excel, Bloomberg Terminal, and credit scoring software
- CFA or FRM certification highly desirable
- Exceptional analytical skills with attention to detail
- Proven ability to communicate complex financial concepts to diverse stakeholders