Job Description
Join our dynamic finance team as a Senior Credit Analyst and play a pivotal role in shaping our lending decisions. We're seeking a detail-oriented professional to evaluate creditworthiness, manage risk portfolios, and support our growth trajectory in Louisiana's thriving business landscape. Enjoy competitive compensation, comprehensive benefits, and opportunities for career advancement.
Responsibilities
- Analyze financial statements and credit data to assess borrower risk profiles
- Prepare detailed credit reports and recommendations for loan approval decisions
- Monitor existing loan portfolios and identify potential risk exposure
- Collaborate with commercial banking teams on complex credit structures
- Ensure compliance with federal and state regulatory requirements
- Develop risk mitigation strategies for high-exposure accounts
Qualifications
- Bachelor's degree in Finance, Accounting, or related field required
- 5+ years of credit analysis experience in banking or lending
- Strong proficiency in financial modeling software (e.g., Moody's Analytics)
- Credit Risk Management Certification (CRM) preferred
- Deep understanding of GAAP and commercial lending regulations
- Exceptional analytical and decision-making skills
- Proven ability to manage high-volume portfolios