Job Description
Join our elite finance team as a Senior Credit Analyst and shape the future of lending excellence in Tampa's thriving financial hub. We're seeking a strategic thinker with a passion for precision to evaluate creditworthiness, mitigate risks, and drive profitable growth. Enjoy competitive compensation, comprehensive benefits, and career advancement opportunities in a dynamic environment.
Responsibilities
- Conduct in-depth financial statement analysis and risk assessment for commercial and industrial borrowers
- Prepare detailed credit memos and loan structuring recommendations
- Monitor portfolio performance and identify early warning indicators
- Collaborate with relationship managers to develop tailored credit solutions
- Stay current on industry regulations and market trends affecting credit risk
- Maintain accurate documentation and ensure compliance with bank policies
Qualifications
- Bachelor's degree in Finance, Accounting, or related field (MBA/CFA preferred)
- 5+ years of commercial credit analysis experience in financial services
- Expertise in financial modeling, ratio analysis, and cash flow forecasting
- Proficiency with credit software (e.g., Moody's Analytics, Fiserv)
- Strong analytical skills with attention to detail
- Excellent communication and stakeholder management abilities
- FL-specific lending compliance knowledge (FL Statutes § 493)