Job Description
Join Oakland Financial Partners and accelerate your career in commercial lending! We're seeking a detail-oriented Senior Credit Analyst to join our dynamic team. Enjoy a competitive salary plus a $10,000 sign-on bonus for qualified candidates. As a key member of our credit risk department, you'll evaluate loan applications, analyze financial statements, and support our mission to fuel local businesses growth. Our modern downtown Oakland office offers collaborative workspaces, professional development opportunities, and a comprehensive benefits package including health insurance, retirement matching, and generous paid time off.
Responsibilities
- Analyze commercial loan applications and financial statements to assess creditworthiness
- Prepare detailed credit memos and risk assessments for portfolio review
- Monitor existing loan portfolios for compliance and early risk identification
- Collaborate with relationship managers to structure optimal credit solutions
- Stay current on industry regulations and economic trends affecting credit decisions
- Participate in quarterly portfolio reviews and risk management initiatives
Qualifications
- Bachelor's degree in Finance, Accounting, or related field required
- 5+ years of commercial credit analysis experience
- Advanced proficiency in Excel and financial modeling software
- Strong understanding of cash flow analysis and debt service coverage
- Experience with credit underwriting systems (e.g., Moody's Analytics)
- Excellent analytical and decision-making abilities
- Strong written and verbal communication skills