Job Description
Join Lexington Financial Partners as a Remote Credit Analyst and shape the future of lending excellence in Kentucky's thriving financial hub. We're seeking a detail-oriented professional to evaluate creditworthiness, mitigate risks, and drive informed lending decisions—all while enjoying the flexibility of remote work. Our collaborative team values analytical precision and innovative thinking, offering competitive compensation and professional growth opportunities.
Responsibilities
- Analyze financial statements, cash flows, and credit data to assess borrower risk profiles
- Prepare comprehensive credit memos and risk assessment reports for loan committees
- Monitor portfolio performance and identify early warning signals of potential defaults
- Collaborate with commercial lending teams to structure optimal financing solutions
- Ensure compliance with regulatory requirements and internal credit policies
- Stay updated on industry trends and economic factors affecting credit risk
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of commercial credit analysis or underwriting experience
- Advanced proficiency in Excel and financial modeling software
- Strong understanding of GAAP, credit risk frameworks, and KYC/AML regulations
- Excellent analytical, problem-solving, and communication skills
- Professional certification (CFA, CRCM, or similar) preferred