Job Description
Join our dynamic finance team as a Part-Time Credit Analyst and make impactful decisions that drive business growth! Financial Solutions Group is seeking a detail-oriented professional to evaluate creditworthiness and mitigate financial risks in the thriving Laredo market. Enjoy flexible hours while contributing to our mission of delivering exceptional financial services to local businesses and individuals.
This role offers the perfect blend of analytical challenge and work-life balance. You'll work with cutting-edge financial tools while developing expertise in risk assessment strategies. Our collaborative culture values innovation and professional growth, providing clear pathways for advancement.
If you're ready to leverage your financial acumen in a supportive environment where your insights directly impact our success, we encourage you to apply today!
Responsibilities
- Analyze financial statements, credit reports, and market data to assess applicant creditworthiness
- Prepare detailed credit analysis reports with risk mitigation recommendations
- Monitor existing portfolios for potential risks and recommend corrective actions
- Collaborate with lending teams to structure optimal credit solutions
- Ensure compliance with federal regulations and internal credit policies
- Utilize financial modeling software to predict default probabilities
- Document all credit decisions per regulatory requirements
Qualifications
- Bachelor's degree in Finance, Accounting, Business, or related field
- 1+ years of credit analysis or underwriting experience preferred
- Advanced proficiency in Excel and financial modeling tools
- Strong knowledge of credit scoring models and risk assessment frameworks
- Excellent analytical skills with attention to detail
- Effective written and verbal communication abilities
- Ability to work independently and manage deadlines
- Familiarity with FICO and credit bureau reporting systems