Job Description
Join our dynamic finance team as a Part-Time Credit Analyst in Stockton, CA! We're seeking a detail-oriented professional to evaluate credit risks, analyze financial statements, and support our lending operations. This flexible position offers competitive compensation and opportunities for professional growth in a collaborative environment.
Responsibilities
- Analyze financial statements, credit reports, and market data to assess borrower risk profiles
- Prepare detailed credit memos and risk assessments for loan committee review
- Monitor existing credit portfolios and identify early warning signs of potential defaults
- Collaborate with loan officers to structure credit facilities aligned with risk tolerance
- Stay current on industry regulations and credit policy updates
- Document all credit analyses in compliance with regulatory requirements
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 2+ years of credit analysis or underwriting experience
- Proficiency with financial modeling tools and MS Office Suite
- Strong analytical skills with attention to detail
- Familiarity with credit scoring models and risk assessment frameworks
- Ability to work independently with minimal supervision
- Excellent written and verbal communication skills