Job Description
Join our innovative financial team as a Part-Time Credit Analyst and make a significant impact on our lending decisions. We're seeking a detail-oriented professional with a passion for financial analysis to support our growing portfolio in the vibrant Phoenix market. Enjoy flexible hours while working with cutting-edge financial tools and collaborating with industry experts.
At Phoenix Financial Solutions, we value analytical excellence and offer a dynamic environment where your skills directly influence business outcomes. This part-time role provides an exceptional opportunity to advance your finance career while maintaining work-life balance.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk profiles
- Prepare detailed credit memoranda and risk assessment reports for loan committees
- Monitor existing loan portfolios for compliance and early risk detection
- Collaborate with loan officers to structure credit solutions aligned with client needs
- Stay updated on industry regulations and economic factors affecting credit decisions
- Utilize financial modeling software to project repayment capabilities and cash flows
- Participate in cross-departmental initiatives to enhance credit processes
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 2+ years of credit analysis or underwriting experience
- Advanced proficiency in Excel and financial modeling tools
- Strong understanding of GAAP, credit policies, and risk management principles
- Exceptional analytical skills with attention to detail
- Ability to interpret complex financial data and communicate findings clearly
- Relevant industry certifications (e.g., CRCM, CFA) preferred
- Experience with credit reporting platforms (e.g., Moody's, Equifax)