Job Description
Join our dynamic finance team as a Part-Time Credit Analyst and play a pivotal role in evaluating creditworthiness and mitigating financial risks. This position offers flexible hours (20-25 hrs/week) with the opportunity to gain hands-on experience in credit analysis within a fast-paced, collaborative environment. Perfect for finance professionals seeking work-life balance while making impactful decisions.
Responsibilities
- Analyze financial statements, credit reports, and market data to assess applicant creditworthiness
- Prepare detailed credit memos and risk assessments for portfolio review
- Monitor existing accounts for potential risks and recommend mitigation strategies
- Collaborate with sales teams to structure optimal credit terms
- Ensure compliance with internal policies and regulatory requirements
- Utilize credit scoring models and financial analysis tools
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 2+ years of credit analysis or underwriting experience
- Proficiency in financial software (e.g., Bloomberg, Excel, SQL)
- Strong analytical skills with attention to detail
- Excellent written and verbal communication abilities
- Familiarity with credit risk frameworks (e.g., Basel III)
- Ability to work independently with minimal supervision