Job Description
Join our dynamic finance team in Lubbock as a Part-Time Credit Analyst. This role offers flexible hours while allowing you to leverage your financial expertise in a fast-paced environment. You'll evaluate creditworthiness, analyze financial statements, and support our lending operations. Perfect for professionals seeking work-life balance without compromising impact. Competitive compensation and growth opportunities await.
Responsibilities
- Analyze financial statements and credit data to assess applicant risk profiles
- Prepare detailed credit reports and risk assessments for loan committees
- Monitor existing loan portfolios for compliance and early risk identification
- Collaborate with commercial lenders to structure credit solutions
- Stay updated on industry regulations and credit policy changes
- Utilize financial modeling tools for scenario analysis
- Maintain accurate documentation in compliance with audit requirements
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 2+ years of credit analysis or underwriting experience
- Proficiency in Excel and financial analysis software
- Strong understanding of cash flow analysis and financial ratios
- Excellent written and verbal communication skills
- Ability to work independently with minimal supervision
- Knowledge of banking regulations and credit policies
- Attention to detail and analytical problem-solving abilities