Job Description
Join our dynamic finance team in Stockton, CA as a Part-Time Credit Analyst. This role offers flexible hours while allowing you to leverage your financial expertise in a fast-paced environment. You'll evaluate creditworthiness, assess financial risks, and support lending decisions with precision. If you're detail-oriented with a passion for financial analysis, this position offers growth opportunities and competitive compensation.
Responsibilities
- Analyze financial statements and credit data to assess applicant risk profiles
- Prepare detailed credit reports with recommendations for loan approvals
- Monitor existing portfolios for compliance and risk mitigation
- Collaborate with loan officers to structure optimal credit solutions
- Stay updated on industry regulations and compliance standards
- Maintain accurate documentation in CRM and loan origination systems
Qualifications
- Associate's degree in Finance, Accounting, or related field (Bachelor's preferred)
- 2+ years of credit analysis or underwriting experience
- Proficiency in financial modeling and Excel
- Strong understanding of credit metrics and risk assessment frameworks
- Excellent analytical and problem-solving skills
- Ability to work independently with minimal supervision
- Familiarity with banking regulations (Regulations B, C, E)