Job Description
Join our dynamic finance team as a Part-Time Credit Analyst in Lubbock, TX! We're seeking a detail-oriented professional to evaluate creditworthiness, assess financial risks, and support strategic lending decisions. This flexible role offers the perfect opportunity to leverage your analytical skills while maintaining work-life balance. Enjoy competitive compensation, professional development, and a collaborative environment that values your expertise in financial analysis and risk management.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk profiles
- Prepare comprehensive credit recommendations and risk assessments for loan committees
- Monitor existing loan portfolios for compliance and early warning signs of delinquency
- Collaborate with commercial lending teams to structure credit solutions
- Document all credit analysis activities and maintain accurate compliance records
- Stay updated on industry regulations and credit policy changes
Qualifications
- Bachelor's degree in Finance, Accounting, Business, or related field
- 2+ years of credit analysis or underwriting experience
- Strong proficiency in financial statement analysis and ratio calculation
- Familiarity with credit scoring models and risk assessment frameworks
- Advanced Excel skills with experience in financial modeling
- Excellent written and verbal communication skills
- Ability to work independently with minimal supervision