Job Description
Join our dynamic finance team as a Credit Analyst and make an immediate impact! Pacific Financial Partners is seeking a detail-oriented professional to evaluate creditworthiness, assess risk exposure, and support our lending operations in the heart of Silicon Valley. This urgent opening requires a proactive problem-solver with strong analytical skills to join our collaborative environment.
We offer competitive compensation, comprehensive benefits, and the opportunity to work with cutting-edge financial technologies. If you're ready to advance your career in a fast-paced setting, apply today and start your journey with us!
Responsibilities
- Analyze financial statements and credit applications to determine risk profiles
- Prepare detailed credit reports with recommendations for loan approvals/declines
- Monitor existing portfolios for compliance and early risk detection
- Collaborate with loan officers to structure optimal financing solutions
- Stay updated on industry regulations and market trends affecting credit policies
- Utilize financial modeling tools to forecast repayment scenarios
- Present findings to credit committees with clear data-driven insights
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of commercial credit analysis experience
- Advanced proficiency in Excel and financial modeling software
- Strong understanding of GAAP and credit risk frameworks
- Excellent written and verbal communication skills
- Ability to manage competing deadlines in a high-volume environment
- Professional certification (CFA, FRM) preferred
- Experience with credit scoring models and loan origination systems