Job Description
Join our award-winning team at Bluegrass Financial Solutions, Lexington's premier financial services firm. We're seeking a detail-oriented Credit Analyst to evaluate loan applications and assess creditworthiness for commercial and individual clients. This role offers competitive compensation, comprehensive benefits, and opportunities for career growth in our dynamic finance division.
Responsibilities
- Analyze financial statements, credit reports, and market trends to evaluate loan applications
- Prepare detailed credit risk assessments and recommend approval/decline decisions
- Monitor existing loan portfolios for compliance and risk mitigation
- Collaborate with loan officers to structure optimal financing solutions
- Stay updated on industry regulations and compliance requirements
- Generate comprehensive reports for senior management review
Qualifications
- Bachelor's degree in Finance, Accounting, Business, or related field
- 3+ years of credit analysis or underwriting experience
- Strong proficiency in Excel and financial modeling software
- Deep understanding of credit scoring models and risk assessment
- Excellent analytical and problem-solving skills
- Strong written and verbal communication abilities
- Professional certification (CFA, CRCM) preferred